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4 Advantages of using a currency specialist to buy property abroad

Lisa  Townend

Guest blog by Lumon, international property currency specialists, and a Kyero paid partnership.

 

Buying your dream property abroad is an exciting time. To ensure you enjoy the process of finding your dream home in the sun, it is important to have a solution in place to handle your international currency exchange and transfer. To be confident you have the right solution we recommend working with a currency specialist.

 

When it comes to buying property abroad many buyers default to using their bank for foreign exchange needs without considering the significant benefits a currency specialist can offer. Let's delve into the compelling reasons why opting for a currency specialist over a bank can transform your financial journey and provide peace of mind.

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1. Personalised service and expert guidance

A distinguishing benefit of utilising the services of a currency specialist is the high level of personalised service you’ll receive. A currency specialist takes the time to understand your needs and financial objectives and will tailor a solution to best suit you. Where service is their pride you’ll never feel like just another transaction. A currency specialist will be able to guide you through the entire process, providing expertise and support every step of the way.
 

2. In-depth knowledge and market insights

As a specialist in foreign exchange markets, a currency company is equipped with in-depth knowledge and valuable insights. Having a specialist who keeps you updated on market trends and potential risks will ensure that you optimise your financial budget. Expertise that will help you make informed decisions so you can aim to optimise your financial budget. 

3. Transparent and efficient payments

Currency specialists offer seamless and transparent payment solutions. They have systems to validate bank details and in many cases are able to make same day transfers to help you ensure you get your funds transferred well in advance of any deadlines.

Buying your property is very often just the start of your relationship, with your specialist, as future transactions could involve monthly mortgage repayments or ad-hoc property renovations.

4. Cost savings and enhanced value

One of the most compelling advantages of using a currency specialist is the potential for significant cost savings by offering competitive rates, allowing you to get more value for your money and potentially save on transaction costs.

Here’s an example: Imagine you are purchasing a luxurious property in France for €400,000. If you use your bank at an exchange rate of €1.15 to £1, the cost in GBP would be £347,826. However, a currency specialist offering an exchange rate of €1.17 could reduce the cost to £341,880 - a savings of over £5,900!

In most instances, banks charge high fees and offer less favourable exchange rates, they also do not offer the same personalised service you get with a currency specialist.

So, while banks are a convenient option for many everyday financial transactions, they may not always be the most cost-effective or efficient choice for currency conversion, especially when dealing with substantial sums or complex international property purchases. It's essential to understand the service, rates and any fees offered by different providers and choose the one that best suits your specific needs and preferences. Consulting with a specialist in international currency transactions can be beneficial in making informed decisions

Find out more in the currency exchange guide.

Specialist currency firms, like Lumon, trade in the live market, allowing them to offer buyers exchange rates much closer to the live market, oftentimes leading to substantial savings.

Quick recap

In conclusion, choosing a currency specialist for your international transactions brings numerous advantages and can significantly improve your financial experience. From personalised service and expert support to transparent payments and cost savings, currency specialists excel in their customer-centric approach. After all, even in paying for your dream property abroad, you should still find your sunshine with confidence.

Discover answers to frequently asked questions about Lumon, international property currency specialists.

Please keep in mind that there are risks involved with all financial products. Kyero is acting as an introducer and is not associated with our partners in any other way. Kyero holds no responsibility for the services or knowledge offered by our partners. The content given doesn't constitute advice.

Lumon is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (register reference 902022) for the issuing of electronic money.

Is now the right time to consider currency exchange?

Find out from our partner Lumon who has over 20 years of experience assisting buyers to purchase their dream property. Their friendly team will talk you through your currency exchange options to help you stretch your money further.

Learn more

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